Checking & Money Market
Account Type
|
Minimum Opening Deposit
|
Minimum Balance Required to Obtain APY
|
Interest Rate
|
APY
|
HyperInterest Checking1
(currently unavailable for new account openings)
|
N/A
|
Balances up to $25,000
|
0.40%
|
0.40%
|
N/A
|
Balances over $25,000
|
0.35%
|
0.35%
|
HyperInterest Checking1
(non-qualify)
|
N/A
|
$0.01
|
0.20%
|
0.20%
|
HyperFree Checking
|
$50
|
Balances Over $10,000
|
0.20%
|
0.20%
|
Consumer Money Market2
|
$1,000
|
$0.01
|
0.75%
|
0.75%
|
$1,000
|
$5,000
|
0.75%
|
0.75%
|
$1,000
|
$25,000
|
0.75%
|
0.75%
|
$1,000
|
$50,000
|
0.75%
|
0.75%
|
$1,000
|
$100,000
|
0.75%
|
0.75%
|
$1,000
|
$500,000
|
0.75%
|
0.75%
|
$1,000
|
$1,000,000
|
0.75%
|
0.75%
|
$1,000
|
$2,000,000
|
0.75%
|
0.75%
|
$1,000
|
$3,000,000
|
0.75%
|
0.75%
|
$1,000
|
$10,000,000
|
0.75%
|
0.75%
|
Business Checking
|
$100
|
$0.00
|
0%
|
0%
|
Business Interest Checking3
|
$1,000
|
$0.01
|
0.35%
|
0.35%
|
$1,000
|
$5,000
|
0.35%
|
0.35%
|
$1,000
|
$25,000
|
0.35%
|
0.35%
|
$1,000
|
$50,000
|
0.35%
|
0.35%
|
$1,000
|
$100,000
|
0.35%
|
0.35%
|
Business Money Market4
|
$1,000
|
$0.01
|
0.75%
|
0.75%
|
$1,000
|
$5,000
|
0.75%
|
0.75%
|
$1,000
|
$25,000
|
0.75%
|
0.75%
|
$1,000
|
$50,000
|
0.75%
|
0.75%
|
$1,000
|
$100,000
|
0.75%
|
0.75%
|
$1,000
|
$500,000
|
0.75%
|
0.75%
|
$1,000
|
$1,000,000
|
0.75%
|
0.75%
|
$1,000
|
$2,000,000
|
0.75%
|
0.75%
|
$1,000
|
$3,000,000
|
0.75%
|
0.75%
|
$1,000
|
$10,000,000
|
0.75%
|
0.75%
|
IOLTA
|
$50
|
$500
|
0.75%
|
0.75%
|
1. *HyperInterest Checking: QUALIFICATIONS PER STATEMENT/QUALIFICATION CYCLE TO OBTAIN REWARD APY: 10 Non-PIN based Debit Card Point-of-sale debit transactions must be posted and cleared, a Direct Deposit or Automated (ACH) third-party debit must be posted and cleared, receive only electronic statements. This is a variable rate account; rates may change up or down at any time without notice.
2. Consumer Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings. This is a variable rate account; rates may change up or down at any time without notice.
3. Business Interest Checking: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings. This is a variable rate account; rates may change up or down at any time without notice.
4. Business Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings. This is a variable rate account; rates may change up or down at any time without notice.
Savings
Account Type
|
Minimum Opening Deposit
|
Minimum Balance Required to Obtain APY
|
Interest Rate
|
APY
|
Statement Savings & HyperSaver Kids
|
$50
|
$0.01
|
0.35%
|
0.35%
|
IRA Savings1
|
$50
|
$0.01
|
0.35%
|
0.35%
|
CDs
Account Type
|
Minimum Opening Deposit
|
Minimum Balance Required to Obtain APY
|
Interest Rate
|
APY
|
30 Day CD1
|
$500
|
$500
|
0.30%
|
0.30%
|
3 Month CD1
|
$500
|
$500
|
0.50%
|
0.50%
|
6 Month CD1
|
$500
|
$500
|
0.90%
|
0.90%
|
9 Month CD1
|
$500
|
$500
|
0.95%
|
0.95%
|
12 Month CD1,2
|
$500
|
$500
|
3.44%
|
3.50%
|
18 Month CD1,
|
$500
|
$500
|
3.68%
|
3.75%
|
24 Month CD1,2
|
$500
|
$500
|
3.92%
|
4.00%
|
30 Month CD1,
|
$500
|
$500
|
1.98%
|
2.00%
|
36 Month CD1,2
|
$500
|
$500
|
1.73%
|
1.75%
|
48 Month CD1,2
|
$500
|
$500
|
1.93%
|
1.95%
|
60 Month CD1,2
|
$500
|
$500
|
1.98%
|
2.00%
|
1. Penalty may be imposed for early withdrawal.
2. Also available for IRA CDs.
|