Deposit Rates

Rates may change at any time without prior notice before or after the account is opened. Fees could reduce earnings on the account. If you have questions about our deposit accounts, please call 215.789.4200, email customer service or visit our office for personal assistance.

The Annual Percentage Yield (APY) is accurate as of:

Checking & Money Market

Account Type	Minimum Opening Deposit	Minimum Balance Required to Obtain APY	Interest Rate	APY
HyperInterest Checking¹ (currently unavailable for new account openings)	N/A	Balances up to $25,000	0.40%	0.40%
	N/A	Balances over $25,000	0.35%	0.35%
HyperInterest Checking¹ (non-qualify)	N/A	$0.01	0.20%	0.20%
HyperFree Checking	$50	Balances Over $10,000	0.20%	0.20%
Consumer Money Market²	$1,000	$0.01	0.75%	0.75%
	$1,000	$5,000	0.75%	0.75%
	$1,000	$25,000	0.75%	0.75%
	$1,000	$50,000	0.75%	0.75%
	$1,000	$100,000	0.75%	0.75%
	$1,000	$500,000	0.75%	0.75%
	$1,000	$1,000,000	0.75%	0.75%
	$1,000	$2,000,000	0.75%	0.75%
	$1,000	$3,000,000	0.75%	0.75%
	$1,000	$10,000,000	0.75%	0.75%
Business Checking	$100	$0.00	0%	0%
Business Interest Checking³	$1,000	$0.01	0.35%	0.35%
	$1,000	$5,000	0.35%	0.35%
	$1,000	$25,000	0.35%	0.35%
	$1,000	$50,000	0.35%	0.35%
	$1,000	$100,000	0.35%	0.35%
Business Money Market⁴	$1,000	$0.01	0.75%	0.75%
	$1,000	$5,000	0.75%	0.75%
	$1,000	$25,000	0.75%	0.75%
	$1,000	$50,000	0.75%	0.75%
	$1,000	$100,000	0.75%	0.75%
	$1,000	$500,000	0.75%	0.75%
	$1,000	$1,000,000	0.75%	0.75%
	$1,000	$2,000,000	0.75%	0.75%
	$1,000	$3,000,000	0.75%	0.75%
	$1,000	$10,000,000	0.75%	0.75%
IOLTA	$50	$500	0.75%	0.75%

1. *HyperInterest Checking: QUALIFICATIONS PER STATEMENT/QUALIFICATION CYCLE TO OBTAIN REWARD APY: 10 Non-PIN based Debit Card Point-of-sale debit transactions must be posted and cleared, a Direct Deposit or Automated (ACH) third-party debit must be posted and cleared, receive only electronic statements. This is a variable rate account; rates may change up or down at any time without notice.

2. Consumer Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings. This is a variable rate account; rates may change up or down at any time without notice.

3. Business Interest Checking: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings. This is a variable rate account; rates may change up or down at any time without notice.

4. Business Money Market Account: minimum average daily balance of $1,000 avoids the $10 monthly service charge. Fees may reduce earnings. This is a variable rate account; rates may change up or down at any time without notice.

Savings

Account Type	Minimum Opening Deposit	Minimum Balance Required to Obtain APY	Interest Rate	APY
Statement Savings & HyperSaver Kids	$50	$0.01	0.35%	0.35%
IRA Savings¹	$50	$0.01	0.35%	0.35%

CDs

Account Type	Minimum Opening Deposit	Minimum Balance Required to Obtain APY	Interest Rate	APY
30 Day CD¹	$500	$500	0.30%	0.30%
3 Month CD¹	$500	$500	0.50%	0.50%
6 Month CD¹	$500	$500	0.90%	0.90%
9 Month CD¹	$500	$500	0.95%	0.95%
12 Month CD^1,2	$500	$500	3.44%	3.50%
13 Month CD³	$50,000	$50,000	4.45%	4.55%
18 Month CD^1,	$500	$500	3.68%	3.75%
24 Month CD^1,2	$500	$500	3.92%	4.00%
30 Month CD^1,	$500	$500	1.98%	2.00%
36 Month CD^1,2	$500	$500	1.73%	1.75%
48 Month CD^1,2	$500	$500	1.93%	1.95%
60 Month CD^1,2	$500	$500	1.98%	2.00%

1. Penalty may be imposed for early withdrawal.

2. Also available for IRA CDs.

3. Maximum $500,000 per person. Subject to an early withdrawal penalty. IRAs are not eligible; business accounts are eligible. Trust accounts are eligible and must be opened in person at one of our branch locations. The online application must be approved and funded before the CD promotion is discontinued at any moment. Online applications that are incomplete will not be eligible after promotion has been discontinued. Certificate of Deposit will mature 13 months from ac-count approval. Certificate of Deposit must be funded prior to promotion end date to obtain advertised promotional rate.